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Ticket Dismissal
Auto Insurance Discounts
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How Much Money Will I Save On My Car Insurance When I Take a Defensive Driving Course?
Taking a defensive driving course is a smart investment. Most auto insurance companies in Texas offer a 10% discount on your auto premiums for a period of 3 full years if you complete a defensive driving course. This can add up to substantial savings, especially if every driver on the policy completes a course.
Below is an example of what a typical driver could save by completing our online defensive driving school and submitting the certificate to their insurance company for a discount.
Example (for illustration purposes only)
6 month auto premium = $500 x 2 semi annual payments = $1000
Apply Defensive Driving Discount x .10 discount
Annual discount for 1 driver = $100
Discount applied for 3 years = $300
Imagine if you have multiple cars in the home!
2 drivers on a policy = $600 savings over 3 years for only $50
(net savings = $550)
3 drivers on a policy = $900 savings over 3 years for $75
(net savings = $825)
(Note - This illustration assumes all cars have the same annual premium. In Texas, the 10% Defensive Driving Discount is only applied to Liability, Med/PIP, and Collision coverage's. Be sure and talk to your insurance agent about their specific discount offers and how much you will actually save.)